{"id":39,"date":"2021-09-13T15:32:58","date_gmt":"2021-09-13T15:32:58","guid":{"rendered":"https:\/\/cifra7.pt\/staging\/?page_id=39"},"modified":"2026-05-09T17:38:21","modified_gmt":"2026-05-09T17:38:21","slug":"consolidacao-de-credito","status":"publish","type":"page","link":"https:\/\/cifra7.pt\/staging\/servicos\/consolidacao-de-credito\/","title":{"rendered":"Consolida\u00e7\u00e3o de Cr\u00e9dito"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"39\" class=\"elementor elementor-39\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7310659 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"7310659\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e48b3d1\" data-id=\"e48b3d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03a0472 elementor-widget elementor-widget-heading\" data-id=\"03a0472\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito Consolidado<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fcca5f elementor-widget elementor-widget-text-editor\" data-id=\"1fcca5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Na Cifra7 ajudamos a consolidar cr\u00e9ditos num s\u00f3, reduzindo encargos e simplificando a sua gest\u00e3o financeira, encontramos solu\u00e7\u00f5es atrativas de cr\u00e9dito consolidado para ajud\u00e1-lo a juntar cr\u00e9ditos e reduzir a sua presta\u00e7\u00e3o mensal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7466c32 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"7466c32\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aec6fd1\" data-id=\"aec6fd1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8ca48a elementor-widget elementor-widget-template\" data-id=\"f8ca48a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"232\" class=\"elementor elementor-232\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b872927 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"b872927\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11e52c9\" data-id=\"11e52c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8f1d8e elementor-widget elementor-widget-breadcrumbs\" data-id=\"b8f1d8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/cifra7.pt\/staging\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8aae95 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e8aae95\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2a249f7\" data-id=\"2a249f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f7e37f elementor-widget elementor-widget-heading\" data-id=\"3f7e37f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tem v\u00e1rios cr\u00e9ditos e uma presta\u00e7\u00e3o mensal elevada? Cr\u00e9dito Consolidado \u00e9 a\nsolu\u00e7\u00e3o!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3761570 elementor-widget elementor-widget-text-editor\" data-id=\"3761570\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cart\u00f5es de cr\u00e9dito, cr\u00e9dito pessoal ou autom\u00f3vel &#8211; tudo junto pode tornar-se dif\u00edcil de gerir.<\/p><p>Na Cifra7 sabemos que se tem v\u00e1rios cr\u00e9ditos ativos, \u00e9 prov\u00e1vel que esteja a pagar mais do que devia todos os meses.<\/p><p>A consolida\u00e7\u00e3o de cr\u00e9ditos permite juntar todos os seus cr\u00e9ditos num s\u00f3, com uma \u00fanica presta\u00e7\u00e3o mensal mais baixa e ajustada \u00e0 sua realidade.<br \/>O nosso objetivo \u00e9 simples: reduzir a sua presta\u00e7\u00e3o mensal e simplificar a sua vida financeira. Com a ajuda da Cifra7, pode:<\/p><p>\u25cf Juntar todos os cr\u00e9ditos num s\u00f3<br \/>\u25cf Reduzir o valor total das presta\u00e7\u00f5es<br \/>\u25cf Ajustar prazos e condi\u00e7\u00f5es<br \/>\u25cf Ter apenas uma mensalidade<\/p><p>A consolida\u00e7\u00e3o de cr\u00e9ditos \u00e9 uma solu\u00e7\u00e3o eficaz para quem procura mais controle financeiro e menos encargos mensais.<\/p><p>Na Cifra7 analisamos o seu caso e ajudamos a encontrar a melhor solu\u00e7\u00e3o para si.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a6f95a8\" data-id=\"a6f95a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-867b4d8 elementor-widget elementor-widget-image\" data-id=\"867b4d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"624\" height=\"624\" src=\"https:\/\/cifra7.pt\/staging\/wp-content\/uploads\/2022\/02\/Consolidacao_cred_02.jpg\" class=\"attachment-large size-large wp-image-341\" alt=\"cr\u00e9dito consolidado\" srcset=\"https:\/\/cifra7.pt\/staging\/wp-content\/uploads\/2022\/02\/Consolidacao_cred_02.jpg 624w, https:\/\/cifra7.pt\/staging\/wp-content\/uploads\/2022\/02\/Consolidacao_cred_02-300x300.jpg 300w, https:\/\/cifra7.pt\/staging\/wp-content\/uploads\/2022\/02\/Consolidacao_cred_02-150x150.jpg 150w\" sizes=\"(max-width: 624px) 100vw, 624px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d5c5773 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d5c5773\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-052c69c\" data-id=\"052c69c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e54eca6 elementor-widget elementor-widget-template\" data-id=\"e54eca6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1614\" class=\"elementor elementor-1614\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8875aa4 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"8875aa4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59f5af8\" data-id=\"59f5af8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f757bc2 elementor-widget elementor-widget-heading\" data-id=\"f757bc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reduza a sua presta\u00e7\u00e3o com a consolida\u00e7\u00e3o de cr\u00e9ditos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b34a987 elementor-widget elementor-widget-text-editor\" data-id=\"b34a987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A Cifra7 conta com profissionais qualificados e experientes. Pe\u00e7a j\u00e1 uma an\u00e1lise gratuita e<br \/>descubra como pode <strong>juntar cr\u00e9ditos num s\u00f3<\/strong> e pagar menos todos os meses.<\/p><p><strong>Fale connosco para um melhor aconselhamento de cr\u00e9dito na zona da grande Lisboa!<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ca2555 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"2ca2555\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" data-wpl_tracker=\"{&quot;gtag&quot;:true,&quot;gtag_category&quot;:&quot;form&quot;,&quot;gtag_action&quot;:&quot;submit&quot;,&quot;gtag_label&quot;:&quot;send&quot;}\" class=\"events-tracker-for-elementor\" name=\"Servi\u00e7os\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1614\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"2ca2555\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Cr\u00e9dito Consolidado - Junte Cr\u00e9ditos e Pague Menos - Cifra7\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"39\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nome elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nome\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tNome\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nome]\" id=\"form-field-nome\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nome\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-telefone elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-telefone\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tTelefone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[telefone]\" id=\"form-field-telefone\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Telefone\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-servicos elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-servicos\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tServi\u00e7os\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Consolida\u00e7\u00e3o de Cr\u00e9dito\" id=\"form-field-servicos-0\" name=\"form_fields[servicos][]\"> <label for=\"form-field-servicos-0\">Consolida\u00e7\u00e3o de Cr\u00e9dito<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Cr\u00e9dito ao Consumo\" id=\"form-field-servicos-1\" name=\"form_fields[servicos][]\"> <label for=\"form-field-servicos-1\">Cr\u00e9dito ao Consumo<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Cr\u00e9dito Habita\u00e7\u00e3o\" id=\"form-field-servicos-2\" name=\"form_fields[servicos][]\"> <label for=\"form-field-servicos-2\">Cr\u00e9dito Habita\u00e7\u00e3o<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Transfer\u00eancia de Cr\u00e9dito\" id=\"form-field-servicos-3\" name=\"form_fields[servicos][]\"> <label for=\"form-field-servicos-3\">Transfer\u00eancia de Cr\u00e9dito<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-acceptance elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-acceptance\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPolitica de privacidade\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[acceptance]\" id=\"form-field-acceptance\" class=\"elementor-field elementor-size-sm  elementor-acceptance-field\" required=\"required\" aria-required=\"true\">\n\t\t\t\t<label for=\"form-field-acceptance\">Autorizo o tratamento dos meus dados pessoais pela \nCifra7 nos termos da <a href=\"https:\/\/cifra7.pt\/staging\/politica-de-privacidade\/\" style=\"font-size:14px\">Pol\u00edtica de Privacidade<\/a> em vigor<\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_f38ecf0]\" id=\"form-field-field_f38ecf0\" class=\"elementor-field elementor-size-sm \" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_1ebc428 elementor-col-100 recaptcha_v3-bottomleft\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_1ebc428\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LdtmYghAAAAAGGyGtltcy5ifD0_SWRYNzW3DjiC\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomleft\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Agendar consulta<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ffa4dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ffa4dd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-67f1bb9\" data-id=\"67f1bb9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed78c9e elementor-widget elementor-widget-spacer\" data-id=\"ed78c9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1004f47 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1004f47\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1ae9ec\" data-id=\"d1ae9ec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4fee0fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4fee0fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa6ae6b\" data-id=\"fa6ae6b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7650818 elementor-widget elementor-widget-heading\" data-id=\"7650818\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Que documentos s\u00e3o necess\u00e1rios?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8cfbd17 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8cfbd17\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1008265\" data-id=\"1008265\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b94a06 elementor-widget elementor-widget-text-editor\" data-id=\"6b94a06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Os documentos habitualmente solicitados para consolidar cr\u00e9ditos s\u00e3o: Cart\u00e3o do cidad\u00e3o; comprovativo de morada; os 3 \u00faltimos recibos de vencimento, mapa de responsabilidades de cr\u00e9dito do Banco de Portugal e extratos banc\u00e1rios recentes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85ff74e elementor-widget elementor-widget-heading\" data-id=\"85ff74e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Porqu\u00ea escolher a Cifra7?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a68e7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a68e7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8fca3f\" data-id=\"c8fca3f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c760c1e elementor-widget elementor-widget-text-editor\" data-id=\"c760c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Na Cifra7, estamos dedicados a encontrar a solu\u00e7\u00e3o de <strong>cr\u00e9dito consolidado<\/strong> que melhor se adapta \u00e0s suas necessidades. Os nossos especialistas em <strong>consolida\u00e7\u00e3o de cr\u00e9ditos<\/strong> trabalham para garantir que obt\u00e9m as melhores taxas e condi\u00e7\u00f5es poss\u00edveis.<br \/>Fale connosco atrav\u00e9s do nosso formul\u00e1rio de contacto para saber como podemos ajudar a <strong>consolidar cr\u00e9ditos<\/strong> <strong>pessoais<\/strong> e melhorar a sua sa\u00fade financeira. Se est\u00e1 em Lisboa e procura <strong>como consolidar cr\u00e9ditos<\/strong>, a Cifra7 \u00e9 a sua parceira de confian\u00e7a. Juntos, vamos <strong>juntar cr\u00e9ditos<\/strong> e simplificar a sua vida financeira.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0fbaeb elementor-widget elementor-widget-heading\" data-id=\"d0fbaeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Processo de Consolida\u00e7\u00e3o de Cr\u00e9dito:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2237b7 elementor-widget elementor-widget-text-editor\" data-id=\"b2237b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1. An\u00e1lise inicial e consulta gratuita.<br \/>2. Coleta de documentos necess\u00e1rios.<br \/>3. Avalia\u00e7\u00e3o e proposta personalizada.<br \/>4. Negocia\u00e7\u00e3o com entidades financeiras.<br \/>5. Assinatura do contrato e in\u00edcio da consolida\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ab3796 elementor-widget elementor-widget-heading\" data-id=\"6ab3796\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Os nossos parceiros financeiros<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7f148e elementor-widget elementor-widget-text-editor\" data-id=\"f7f148e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Na Cifra7, trabalhamos em parceria com alguns dos principais bancos em Portugal para garantir o acesso \u00e0s melhores op\u00e7\u00f5es de cr\u00e9dito consolidado. As nossas parcerias estrat\u00e9gicas permitem-nos oferecer solu\u00e7\u00f5es de financiamento competitivas e adaptadas \u00e0s suas necessidades espec\u00edficas. Os bancos com os quais colaboramos incluem:<\/p><p>\u25cf <strong>Banco Santander Totta, S.A.<\/strong><br \/><strong>\u25cf Caixa Geral de Dep\u00f3sitos, S.A.<\/strong><br \/><strong>\u25cf Banco BPI, S.A.<\/strong><br \/><strong>\u25cf Bankinter, S.A. \u2013 Sucursal em Portugal<\/strong><br \/><strong>\u25cf Banco CTT, S.A.<\/strong><br \/><strong>\u25cf Novo Banco, S.A.<\/strong><br \/><strong>\u25cf UCI<\/strong><br \/><strong>\u25cf Unibanco<\/strong><br \/><strong>\u25cf Banco BNI Europa<\/strong><br \/><strong>\u25cf Abanca Portugal, S.A.<\/strong><br \/><strong>\u25cf BBVA, Institui\u00e7\u00e3o Financeira de Cr\u00e9dito, S.A.<\/strong><\/p><p>Atrav\u00e9s destas parcerias, podemos mediar e assessorar os nossos clientes de forma a obter as melhores solu\u00e7\u00f5es de produtos de financiamento, incluindo os spreads mais reduzidos do mercado. A nossa equipa de especialistas est\u00e1 empenhada em encontrar a op\u00e7\u00e3o de cr\u00e9dito consolidado mais vantajosa para si, negociando diretamente com estas institui\u00e7\u00f5es para assegurar condi\u00e7\u00f5es favor\u00e1veis e personalizadas.<br \/>Confie na Cifra7 para um acompanhamento dedicado ao longo de todo o processo para conseguir <strong>o melhor cr\u00e9dito consolidado<\/strong>, garantindo a tranquilidade e seguran\u00e7a de todo o processo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9dito Consolidado Na Cifra7 ajudamos a consolidar cr\u00e9ditos num s\u00f3, reduzindo encargos e simplificando a sua gest\u00e3o financeira, encontramos solu\u00e7\u00f5es atrativas de cr\u00e9dito consolidado para ajud\u00e1-lo a juntar cr\u00e9ditos e reduzir a sua presta\u00e7\u00e3o mensal. Tem v\u00e1rios cr\u00e9ditos e uma presta\u00e7\u00e3o mensal elevada? Cr\u00e9dito Consolidado \u00e9 a solu\u00e7\u00e3o! Cart\u00f5es de cr\u00e9dito, cr\u00e9dito pessoal ou autom\u00f3vel [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":33,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-39","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dito Consolidado - Junte Cr\u00e9ditos e Pague Menos - Cifra7<\/title>\n<meta name=\"description\" content=\"Junte todos os seus cr\u00e9ditos num s\u00f3 e reduza a presta\u00e7\u00e3o mensal. A Cifra7 ajuda a encontrar o melhor cr\u00e9dito consolidado. 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